Divorce is no easy undertaking. Most couples spend years trying to build their wealth and assets. For some couples, working together to achieve their financial goals can bring them closer together. Unfortunately, because so many emotions are invested to achieve those financial goals, it can be difficult to part with the assets eventually.

However, when couples in Clark County get divorced, that is exactly what they need to do. One of the most difficult parts of divorce can be the division of assets and debts, especially deciding who gets the house.

For many couples, selling the house is the best move forward during divorce. In most situations, keeping a home that has been maintained by two people can create a financial hardship for the person keeping it.

Regardless, if you are interested in keeping your home, refinancing it may be your best option. If you do not refinance it, the lender can still hold both parties financially liable. As a result, if the homeowner misses a payment, it could negatively impact the credit scores of both parties.

Unfortunately, even if you are interested in refinancing your home, you may run into problems. A low credit score, negative equity and inadequate income can all make refinancing difficult or impossible.

It can also be difficult for one spouse to keep the current mortgage but have the ex removed from the title. One financial advisor explained, "The lender has a better shot at collecting if both parties are on the hook for that money."

You have likely invested time, money and emotions in getting your home to its current condition. However, when emotions are taken out of the equation, selling your home is typically the best option for both parties.

Source: NASDAQ, "How to divorce your mortgage," Marcie Geffner, Jan. 26, 2012